How To Get Your Insurance to Pay for a New Roof

If you’re looking for tips and tricks on how to fraud your insurance carrier to pay for a new roof, you won’t find it here. Our goal is to never conspire with a homeowner to commit insurance fraud. We hold ourselves to a higher standard and insurance fraud is something Mutual Roofing will not do.

However, if you’re looking at what it takes to get a new roof and you have legitimate storm damage then we can definitely help out.

Here’s what it looks like to get your insurance carrier to pay for a New Roof:

Contact A Roofing Contractor First

Most sources on the internet will tell you to call your insurance company first, but we’re here to tell you that the first call should go to the roofer. Why? Most roofing contractors offer a free inspection and can likely tell you if the damage is worth filing a claim. This may potentially save you time from unnecessary paperwork. In fact, it never hurts to call on more Omaha roofers to get a second or third opinion.

Call Your Insurance Next

If your roofer has determined that there is enough damage to file a claim then the next step is to call your insurance carrier. This will get the ball rolling on filing a claim. One step that several homeowners miss (that could really benefit them) is to get the roofer to come out the same time as the insurance adjuster. This way, we can really advocate for you as the homeowner while the adjuster is there. Once again, our goal is not to manipulate the situation. We do, however, provide a second set of eyes for the adjuster. A good roofer will also be knowledgeable about the supplementing process.

Gather Your Paperwork

Getting the claims process rolling can be tricky. For instance, your policy type is a factor on how money is disbursed. Or if your home mortgage company is tied to your insurance carrier then there are additional steps to complete. It’s important to select a roofer who is not only educated about these steps, but can also guide you through it. A good roofer works well alongside an adjuster to get everything approved and agree upon to start work.

Finalize Work

Once your claim is approved for the amount then your roofing contractor can get right to work. Your insurance company will come out one last time to inspect the work and release remaining funds. A homeowner will cash the check and then pay the remaining invoice to their roofer. This is how to get your insurance to pay for your new roof (the right way).

If you suspect that you might qualify for a new roof, call us to schedule your free inspection at (402) 889-3381.