Many people often wait for hailstorms or other severe weather before contacting their insurance company to get their roof replaced.

But what if you can’t wait? What if your roof is in bad shape and you need a roofing contractor soon?

For many people, the out-of-pocket expense of paying cash for a new roof can often be daunting to think about. At Absolute Roofing, we saw this problem and decided to provide better financing options for the homeowners we work with.

Meet Benji Construction Financing

When we first found Benji Financing, we were blown away by the number of benefits included for the homeowner. It’s a closed line of credit which means there are no negative impacts on your credit score for non-payment, however, making payments helps build credit.

(In the event of a missed payment, they will simply re-amortize the loan at 14%)

As an unsecured loan and unlike a HELOC, it will not be attached to your house or car. No one will come after you since the loan will stay with Benji. Homeowners will get pre-approved for a fixed amount with no preloaded interest.

On top of the monetary benefits, this financing option is actually easy to use and manage. There are fixed payment plans (special financing with no interest during promo periods) and most of their process is done online. Think paperless, mobile-friendly, and digital signatures.

Qualify for Roofing Financing

Benji makes it really easy for our clients to qualify for financing. The ideal candidate would have a credit score of 680 or above.

The nice thing, too, is that everyone that lives inside that house can pool their monthly income to be included in the underwriting. Then they recommend that the person with the highest credit score (and also on the house title) is the one who ultimately applies for the financing.

No one else is affected by the loan other than that sole individual.

And co-applicants can also be included in the financing.